Milliman's consultants aren't exactly thrill-seekers, but they do know a lot about risk. The actuarial and business consulting firm helps companies manage risk, predict costs, and administer employee benefits plans through a number of software and research products and services. Its employee benefits practice offers benefits consulting, actuarial calculators, retirement planning tools, and modeling software. It also helps health care insurers estimate medical claim costs and provides medical underwriting guidelines and other consulting services. Additional offerings are aimed at property and casualty insurers, life insurance companies, and financial services firms. Milliman has more than 50 offices worldwide.